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This page contains the Privacy Policy, Terms of Use, and Disclaimers governing the use of the Dual Delta Group website and digital tools. By accessing or using this website, you agree to the terms outlined below.

Privacy Policy

Dual Delta Group ("Company," "we," "us," or "our") respects and is committed to protecting the personal information you provide when using our website, forms, quizzes, scheduling tools, and other digital services (the "Site").

Information We Collect

We may collect personal information you voluntarily provide, including but not limited to:

  • Name, email address, and phone number
  • State of residence
  • Information submitted through contact forms, quizzes, or scheduling tools
  • Any additional information you choose to share

We may also collect non-personal information such as browser type, device type, pages visited, and general usage data through cookies and analytics tools.

How We Use Your Information

We use collected information to:

  • Respond to inquiries and requests
  • Provide educational resources and communications
  • Deliver quiz results and follow-up messages
  • Schedule and conduct consultations
  • Improve website performance and user experience
  • Comply with legal and regulatory obligations

We do not sell your personal information.

Cookies and Analytics

This Site may use cookies and third-party analytics tools (e.g., Google Analytics, Meta Pixel) to better understand user activity and improve functionality. You may disable cookies through your browser settings.

How We Protect Your Information

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no electronic transmission or storage system can be guaranteed 100% secure.

State Privacy Rights (Including California Residents)

Residents of certain states, including California, may have rights under applicable privacy laws such as the CCPA/CPRA, including the right to:

  • Request access to personal information we hold
  • Request correction or deletion of personal information
  • Request disclosure regarding how personal information is used

Dual Delta Group does not sell personal information. Requests regarding privacy rights may be submitted to the contact information listed below.

External Links

This Site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Terms of Use

The Site is provided for educational and informational purposes only. Nothing on this Site constitutes legal, tax, investment, or individualized financial advice.

Use of this Site, completion of forms, participation in quizzes, or scheduling a consultation does not establish a client, advisory, fiduciary, or professional relationship unless and until a formal written agreement is executed.

You agree not to:

  • Use the Site for unlawful purposes
  • Submit false or misleading information
  • Attempt to disrupt or compromise Site security
  • Misuse content or intellectual property

All content on this Site, including text, graphics, branding, and materials, is the intellectual property of Dual Delta Group and may not be reproduced or distributed without written permission.

We make no guarantees regarding outcomes, approvals, financial performance, or results. Your use of the Site is at your own risk.

Dual Delta Group provides services only in jurisdictions where properly licensed. Nothing on this site should be construed as an offer to sell or a solicitation of insurance or financial products in any jurisdiction where such offer would be unlawful.

General Disclaimer

All content provided on this Site is for educational and informational purposes only. Information shared through articles, videos, tools, assessments, or consultations should not be interpreted as legal, tax, investment, or individualized financial advice. Individual circumstances vary. Visitors are encouraged to consult with appropriately licensed professionals regarding their specific financial situation.

Quiz Disclaimer

This retirement readiness assessment is provided for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice.

Results are based solely on participant responses and are intended to increase awareness of retirement planning concepts. Completion of this assessment does not establish a client, advisory, fiduciary, or insurance relationship with Dual Delta Group.

Insurance products and services are offered only where properly licensed. Availability of products and services may vary by state.

Licensing Disclosure

Dual Delta Group works with clients only in jurisdictions where properly licensed.

Licensed insurance professional in California (CA), Texas (TX), New Mexico (NM), South Carolina (SC), Arizona (AZ), and Hawaii (HI). Services are offered only where licensed.

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